Lottery scams are common on internet. Generally in lottery scams the email ID user receives an email saying that YOU HAVE WON HUGE SUM AS YOUR EMAIL ID WAS SELECTED .TO CLAIM THE WINNING AMOUNT PLEASE SEND YOUR COMPLETE DETAILS AS SOON AS POSSIBLE ON THE BELOW EMAIL ID .FOR FURHTER INFORMATION YOU CAN CONTACT US ON THE BELOW ADDRESS. If the person contacts the Lottery management team they ask for few $ as transferring charges. Since the amount is so small people usually send the amount to the person. Once the Lottery team receives the transfer amount they never respond back. As the amount is around 10 $ the person also can not file any case in court.
Another common net scam in which email ID user receives an email which is something like this A MILLIONAIRE OF AFRICA HAS EXPIRED ALONG WITH HIS WIFE & ONLY DAUGHTER IN AN AIR CRASH IN 2000 ( for more info you can view the BBC news by clicking the link below ). ACCORDING TO HIS WILL ALL HIS WEALTH WILL BE OF HIS DAUGHTER AFTER HIS DEATH BUT INCASE SHE TOO DIES THAN IF SOME BODY ELSE FROM HIS KIN SHOULD CLAIM FOR HIS WEALTH WITHIN 10 YEARS OF HIS DEATH. AFTER 10 YEARS THE WEALTH WILL GO IN TO THE NATIONS TREASURY.IN CASE YOU WISH TO CLAIM FOR HIS WEATLH PLEASE CONTACT US URGENTLY. WE WILL COME TO YOUR COUNTRY & WILL DO ALL THE LEGAL FORMALITIES & THAN WILL PRESENT YOU IN COURT OF AFRICA.ONCE YOU RECEIVE THE WEALTH OF THE MILLIONAIRE YOU CAN GIVE US A PART OF IT AS OUR COMMISION.
If have received several such emails on all my email IDs. Every time the sender of the email is a new user & in every email there is also the link of BBC news. It is my suggestion to all net surfers that do not ever reply to such emails. Delete them immediately after reading. These emails might put you in big trouble.
Recently I came to know about net banking fraud. I received the below email
From: HDFC BANK [mailto:firstname.lastname@example.org]Sent: Wednesday, February 27, 2008 9:35 AMSubject: Security ALERT On Your Bank Account
Warm greetings from HDFC BANK.
HDFC Internet Banking
Internet Security UPDATE
We hope that your experience with HDFC BANK has been enjoyableDuring our resent internet upgrade due to our new enhanced keyboard function and scheduled account maintenance and verification procedures, we were unable to verify your account information. This might be due to either one of the following reasons: 1. A recent change in your personal information (i.e. change of address). 2. Submitting invalid information during the initial enrollment process. 3. An inability to accurately verify your account information due to an internal error within our processors.
We demand that you take some minutes out of your online experience and renew your records to avoid running into any future problems with the online service.
However, failure to update your records will result in your account suspension. Once you have updated your account records your internet banking service will not be interrupted and will continue as normal.
Please click here http://netbanking.hdfcbank.com/netbanking and renew your account information.
In case you have any queries / clarifications, please call us at our Phonebanking Numbers or write in to email@example.com. Please do not reply to this email.Click here to find the latest offers and updates -
Yours Truly http://www.hdfcbank.com/common/yourstruly/word_md.htm
Thank you for choosing Email Statement service.
Warm regardsHDFC Bank
DisclaimerThis e-mail is confidential and may also be legally privileged. If you are not the intended recipient, please notify us immediately; you should not copy, forward, disclose or use it for any purpose either partly or completely. If you have received this message in error, please delete it and all copies from your system and notify us by e-mail to firstname.lastname@example.org Internet communications cannot be guaranteed to be timely, secure, error or virus-free. Also, the Web/ IT/ Email administrator might not allow emails with attachment. Thus the sender does not accept liability for any errors or omissions.
Terms & ConditionsInternet transmission lines are not encrypted and that email is not a secure means of transmission. The account holder acknowledges and accepts that such un-secure transmission methods involve security risks including possible third party interception risk of possible unauthorized alteration of data and/or unauthorized usage thereof for whatever purposes. The account holder specifically agrees to exempt the bank from, any and all responsibility/liability arising from such misuse and agrees not to hold the bank responsible for any such misuse and further agree to hold the bank free and harmless from all losses, costs, damages, expenses that may be suffered by the account holder due to any errors and delays. The account holder agrees that the same shall not be considered as a breach by the bank of banker-customer confidentiality. HDFC Bank does not take any liability of non-receipt of the emails due to ISP server problem, bad/slow connections or any other technical issue at the end of the ISP / Mail servers or the account holder's end. Account holder undertakes to verify the correctness of each statement or report in relation to any transaction and to notify the bank within 30 days of the receipt of the statement or report or before giving any further instructions thereon, whichever is the earlier, of any discrepancies, omissions or debits wrongly made or inaccuracies in the statement or report so generated. If no objection is made within 30 days or before further instructions are given by the customer, the same shall be conclusive evidence as against the customer without any further proof that the statement or report is correct and the bank shall be free from all claims in respect thereto. Under no circumstances, including negligence, shall HDFC Bank or anyone involved in creating, producing, delivering or managing customer statement of account, be liable for any direct, indirect, incidental, special or consequential damages that may result from the use or inability to use the service or out of the breach of any warranty. The use and storage of any information including without limitation, password, account information, transmission activity, account balances and any other information available on the customer’s personal computer is at customer’s own risk, sole responsibility and liability. HDFC Bank may withdraw, add to or modify the internet banking facilities from time to time by notice to the customer. While advance notice of maintenance work likely to affect the Internet Banking facilities shall be given, Bank reserves the right to suspend, upon notice, access to Internet Banking facilities or the provision of all or any of the services at any time if the bank deems it necessary to do so in the event of an emergency (opinion of Bank to be conclusive in this respect) or for security reasons. Nothing contained herein shall prejudice or affect the terms and conditions of the account opening agreement. The words and ex-pressions used herein shall have the same meaning as in the account opening agreement.. The terms and conditions of this facility shall be in addition to and not in derogation of the terms contained in the account opening agreement.
__________ NOD32 2904 (20080227) Information __________
At a glance no one can say that the email is not from HDFC Bank & therefore many people without enquiring HDFC bank give their Username & Password of their HDFG net banking. Once the fraud people receive the username & password they use it & remove small amounts from the person’s account. The amount is so small that the person does not come to know even. I too did not get that the email was not from HDFC bank but my computer technician asked me to click the link which is given in the email. When I clicked the link the URL was with .net & the actual HDFC bank URL is with .com. He told me that beware of such emails & it is not only with HDFC bank but there are scam agencies which send emails of other Banks too.